Healthy Low-Carb White Chocolate

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Today I'd like to share my favourite recipe from the Fat Bombs Book: homemade sugar-free white chocolate. I've used it in several recipes throughout my book: in bars, fudge, as coating for truffles, and even to make hot chocolate!

Creating white chocolate that is sugar-free and milk-free wasn't as easy as I thought. When you look at the main ingredients of a typical white chocolate bar, it's sugar and milk powder, both of which should be avoided on a ketogenic diet.

Sugar can easily be replaced with a healthy low-carb sweetener such as Erythritol. However, finding a good replacement for milk powder wasn't easy. Without it, the chocolate just tasted like sweetened cocoa butter with a hint of vanilla. First, I tried to replace the milk powder with whey protein but I wasn't happy with the results. After some trial and error, I used coconut milk powder, which is not only keto but also paleo-friendly, and it was the closest I got to "proper" white chocolate.

Healthy Low-Carb White Chocolate

For this recipe, I included two methods. You can follow either one. In the first one, I used coconut milk powder, while in the second one, I substituted half of the coconut milk powder with homemade sweetened keto condensed milk.

Hands-on Overall

Nutritional values (per 1 oz/ 28 g)

2.6 grams 0.1 grams 0.7 grams 19.8 grams 14.1 grams 191 calories
Total Carbs2.7grams
Net Carbs2.6grams
of which Saturated14.1grams
Magnesium15mg (4% RDA)
Potassium173mg (9% EMR)

Macronutrient ratio: Calories from carbs (5%), protein (2%), fat (93%)

Ingredients (makes about 12 oz/ 340 g)

Recipe 1 (original from the Fat Bombs Book):
Recipe 2 (using keto condensed milk):
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Recipe 1 (original from the Fat Bombs Book)

  1. Melt the cacao butter in a double boiler, or heat-proof bowl placed over a small saucepan filled with 1 cup of water, over medium heat. Healthy Low-Carb White Chocolate
  2. Remove from the heat and set aside. Add the coconut milk powder, Erythritol or Swerve, ...
    Note: if your coconut milk powder has clumps, place it in a coffee grinder, blender or food processor and and process for a few seconds until powdered. Healthy Low-Carb White Chocolate
  3. ... vanilla powder (or vanilla extract), and salt. If you want a sweeter taste, add a few drops of stevia. Pour the mixture into a food processor or blender. Pulse for 30 to 60 seconds, or until smooth.
    Tip For an extra nutritional boost: Swap 1/2 cup (60 g/2.1 oz) of coconut milk powder with 1/2 cup (40 g/1.4 oz) of lucuma powder. Lucuma is an anti-inflammatory superfood that will add natural sweetness to the chocolate, and make it creamier. Using lucuma powder in this recipe will result in 4.3 grams of net carbs per serving. Healthy Low-Carb White Chocolate
  4. Pour into candy or chocolate molds (you can find some great ones on Amazon) and let the chocolate harden in the refrigerator. Healthy Low-Carb White Chocolate
  5. Once solid, remove from the molds. Healthy Low-Carb White Chocolate Store at room temperature or refrigerate for up to 3 months. Enjoy! Healthy Low-Carb White Chocolate

Recipe 2 (using keto condensed milk):

I've had great results using coconut milk powder. However, not all products dissolve well and some of my readers ended up with clumps of coconut milk powder that separated from the melted cacao butter.

In this method, I substituted part of the coconut milk powder with my keto condensed milk. The result was super smooth, silky and delicious. The only drawback is that you will need to keep the chocolate refrigerated, otherwise it would get soft at room temperature.

  1. Melt the cacao butter in a double boiler, or heat-proof bowl placed over a small saucepan filled with 1 cup of water, over medium heat. Once melted, set aside. Healthy Low-Carb White Chocolate
  2. Gently heat up the keto condensed milk (in a microwave or in a small sauce pan). Pour it in a bowl and add the coconut milk powder, vanilla powder (or vanilla extract), and salt. Mix using a spoon until well combined.
    Healthy Low-Carb White Chocolate
  3. Pour it in a blender or food processor and add the melted cacao butter. Process for a few seconds, until smooth and well combined. Healthy Low-Carb White Chocolate
  4. Pour into candy or chocolate molds (you can find some great ones on Amazon) and let the chocolate harden in the refrigerator. Healthy Low-Carb White Chocolate
  5. Once solid, remove from the molds. Store refrigerated for up to a week, or freeze for up to 3 months. Do not keep at room temperature. Enjoy! Healthy Low-Carb White Chocolate

How to use Keto White Chocolate

Apart from snacking, white chocolate can also be used:

  • as coating for truffles and other chilled treats (you can find several recipes are in my Fat Bombs Book
  • make white chocolate crust and pour over keto ice-cream
  • use it to make hot white chocolate drink (dairy-free recipe is in my Fat Bombs Book)

Don't make the same mistake I did and don't use the chocolate to make cookies! It doesn't work the same way as regular white chocolate and will melt into an unpalatable mess. Below is my failed attempt of white chocolate & macadamia cookies. They were too oily (all the fat leaked out) and the taste and texture were just wrong.

Healthy Low-Carb White Chocolate

Where to Buy Keto & Paleo Coconut Milk Powder?

Coconut milk powder is dehydrated and powdered coconut milk. It's naturally high in fat, low in carbs and suitable for the ketogenic diet. To avoid unwanted ingredients, always make sure you read the label before purchase.

Because of the naturally high-fat content, the vast majority of coconut milk powders contain additional ingredients, such as maltodextrin, tapioca syrup, or oligosaccharides to reduce clumping and improve dissolving in liquids. Opt for products with paleo-friendly tapioca maltodextrin (instead of the widely used corn maltodextrin). The amount of maltodextrin is negligible (no more than 3%), and won't kick you out of ketosis.

Although I expected all coconut milk powders to be dairy-free, not all of them actually are. Some contain casein (sodium caseinate) - avoid these products if you are allergic to it or follow a paleo approach.

Natural Foods Coconut Milk Powder is a great option if you live in the US. If you live in the UK like I do, try The Taste Of Coconut Milk Powder (100% coconut milk powder), or Real Food Source Coconut milk Powder (is 97% coconut milk, contains less than 3% of tapioca syrup and dissolves well).

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Martina Slajerova
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Martina Slajerova

I changed the way I ate in 2011, when I was diagnosed with Hashimoto’s, an autoimmune disease that affects the thyroid. I had no energy, and I found it more and more difficult to maintain a healthy weight.

That’s when I decided to quit sugar, grains, and processed foods, and to start following a whole-foods-based ketogenic approach to food.

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Comments (18)

Hi!  I’m a bit new to the blog but I’ve been enjoying the recipes and the keto app quite a lot.  
I’ve tried the regular chocolate and this white chocolate recipe but both feel so oily it makes me a bit nauseous. I know they’re supposed to be fatty for the diet, but how would I go about cutting out some of the oil’s strength?


Thank you Sara! I think that maybe using 90% dark chocolate is better to start with? Or you can try this recipe (I'm not sure if you tried this one): Healthy Homemade Keto Chocolate


I seem to have failed with recipe #1 as well, even using the recommended dried coconut milk. I wondered if it was a moisture issue?  
I found a way to salvage it by adding coconut cream. At first try, I had a huge globby mess—like a hard candy nougat covered in cacao butter.  I put it all back in a double boiler and melted it, adding around a 1/4 c of coconut milk (I didn’t measure, I added it until when stirring, the cacao butter made tiny globules within the mix, not a layer).  They just popped out of the molds and are creamy white deliciousness!
Thank you for another yummy, yummy recipe!


Thank you for the wonderful tips! That is really helpful! I have made this several times and it didn't separate but I know this seems to be a common issue :-(  


I was reading that the issue with ingredient separation may also be due to high cooking heat.  


Good point, thank you!


Does coconut cream produce the same result as coconut milk that's been cooked down?  
Also, my coconut milk is not as thick as yours in the picture.  Do I need to cook it more to remove more of the water?
Thank you.


Hi Tova, the condensed milk works as it has less moisture and the taste is more concentrated. Some coconut milks contain guar gum - these are usually better as it thickens faster. I used a combination of Aroy-D (liquid and no guar gum) and regular canned coconut milk. I would avoid using just 100% coconut milk as it won't thicken.


Hi...i ha e been trying to substitute erythritol and stevia in my traditional indian desserts but while some end products taste good the others are not so basically because of the lingering aftertaste of artificial sweeteners. In your considered experience is there a ratio or proportion in which the two should be used for best taste experience? Also are there any foods/ingredients that dont taste good with artificial sweeteners? Thanks.


Hi Sonia, I'm sorry for the late response. These are the official conversion ratios although when substituting sugar, I use less then the recommended amount of low-carb sweeteners:
- 1 tablespoon of sugar = 6 to 9 drops of liquid or ¼ teaspoon of powdered stevia
- 1 teaspoon of sugar = 2 to 4 drops of liquid or a pinch of powdered stevia
- 1 cup Swerve = 1 cup table sugar 1 1⁄3 cup erythritol
When it comes to aftertaste and bitterness, all sweeteners are different and most stevia products have a bitter aftertaste. The best way to substitute is a sweetener adds this aftertaste is to combine it with another sweetener (I often combine stevia and erythritol). Artificial sweeteners in general are not recommended: Complete Guide To Sweeteners on a Low-carb Ketogenic Diet


I tried  method 1 and it was kind of a disaster.  I don't know what happened, but my non-clumpy coconut powder turned into a glopy sludge at the bottom of my vita mix, with the cocoa butter and sweetener floating on top.  I could not get the two to come together no matter what I did.  I followed the recipe as shown. Thoughts?


I'm sorry to hear that. It seems that it is due to the other ingredients that may be in the coconut milk powder - it is not always easy to find pure coconut milk powder and many products contain other ingredients (see my comment in method 2, it is a known issue).


Hi there, we are really having a lot of success with your fat bomb recipes but this one was a bomb for me! I followed the recipe to a "T" and I've read and re-read the recipe to see what I did wrong. The ingredients totally separated. Do you have any suggestions for me to try it next time? Thanks so much.


Hi Beth, I'm sorry to hear that. I think it's the coconut milk powder that's causing it and some products result in failure :-( Have you tried the condensed milk option (Recipe 2 above)? It's a 100% success with everyone who's tried it and I think it tastes even better!


Martina, thank you so much for sharing this recipe. I LOVE white chocolate but couldn't find a keto friendly one. Let me tell you, this is the best white chocolate I've tried since going keto 3 years ago! Based on your tips, I followed the instructions with condensed milk and just had a bite, soooo good! 😊


Thank you so much Mary Anne!


This looks lush!
need to track down these ingredients, get some moulds and get busy in the kitchen!!
Thanks for recipe


Thank you, I hope you like it!